For families & owners · CFA charterholder · Austin, TX
Coordinate, before something forces you to.
A CPA, an advisor, an estate attorney, an insurance broker — none of them sees the others' work. The gaps compound: tax inefficiencies, unfunded trusts, stale beneficiaries, lapsing coverage. We look at the four together, so the gaps close before they become events.
Free · 15–30 minutes. A coordinated look at your whole picture — and what to fix first.
I'm Andrew Escher, CFA. The discipline I bring to companies' books, brought to your family's whole picture — investments, tax, insurance, and estate, looked at together. You work directly with me.
What your current plan is missing
You coordinate your own advisors.
Capital gains events, 1031 exchanges, estate updates. The work of connecting separate professionals defaults to you.
Tax planning ends at the current year.
Roth conversion windows, asset-location optimization, charitable structures, and entity-level moves rarely get run as a multi-year plan.
No single document explains the plan.
Assets across multiple custodians. Insurance from years ago. Nothing your family can sit with and understand.
Choose your starting point
Begin with the free call, or book the review directly — the two are non-exclusive.
Discovery Call
15 to 30 minutes to see whether we're a fit, at no cost. Bring your questions — you'll leave with a clearer picture either way.
Book a free Discovery Call →Foundation Review
A 90-minute session. We review your financials beforehand and walk through tax angles, portfolio positioning, and the protection audit — ending in a written plan you keep.
Book a Foundation Review →One advisor, the whole picture
CFA-led
Investment analysis held to the CFA Institute's professional and ethical standards.
Operator background
Financial leadership across dozens of companies and many industries — the same discipline, applied to your family's picture.
Protection, handled
The protection audit runs through BackNine — independent, 40+ A-rated carriers, no captive products.
Future Guide
A written summary of your plan, updated annually, that your family can read and understand.
Straight answers
What does "integrated wealth management" mean here?
Investments, tax strategy, insurance, and estate are looked at by one CFA-led practice, not three separate firms. Coordination is built into the engagement.
I'm already working with a wealth manager. Why switch?
Two questions: do you have a written Investment Policy Statement, and does your family have one document that explains the whole plan? If both yes, you probably don't need us. If either is a maybe, a free Discovery Call is worth 15 to 30 minutes — and if you want the full picture, the $500 Foundation Review hands you a written plan you keep.
How are you compensated?
The Foundation Review is a flat $500. If the protection audit identifies an insurance gap and you choose to fill it through BackNine, we earn a producer commission — written down before you bind anything. Once our investment adviser registration is effective (in process with the Texas State Securities Board), ongoing management will carry a standard advisory fee, disclosed in writing before anything begins.
Do I have to move my assets to start?
No. The Discovery Call is free, and the Foundation Review is a flat $500 — neither requires moving anything. Nothing moves until you've seen and signed a plan, and transfers run on a schedule you control.
What's your minimum asset level?
The free Discovery Call is open to anyone who wants a coordinated look at their financial picture, and plan-only flat-fee engagements are available at any level. Ongoing management, once registration is effective, is built for families with $500K+ in investable assets.
Start with a free Discovery Call.
Fifteen to thirty minutes, no cost — then a $500 Foundation Review when you want the written plan. Nothing moves until you've seen and signed it.
Book a free Discovery Call →