High-Net-Worth Individuals

You Have Advisors. What You Don't Have Is Someone Who Sees the Whole Board.

Most high-net-worth individuals have a CPA, a wealth manager, and an insurance advisor. They just don't have a single fiduciary who coordinates all three. Andrew manages your investments, places sophisticated life insurance and annuity strategies (ILITs, PPLI, income annuities), and quarterbacks your CPA and attorney so everything connects. No silos. No Coordination Tax.

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The Problem

Where Most Wealth Plans Break Down

You're the one coordinating your own financial life.

1031 exchanges. Capital gains events. Estate planning. You're the one calling three different firms to get answers that should already be connected. That's not what you built your wealth for.

Your tax drag is higher than it needs to be.

Qualified Opportunity Zones. Delaware Statutory Trusts. Cost segregation. ILITs. These are tools built specifically for clients at your asset level. Most advisors don't use them — not because they don't exist, but because nobody's job was to bring them to you.

You're working with infrastructure built for a different client.

Legacy custodians carry technical debt, paper-heavy onboarding, and retail conflicts that don't serve you. The boutique, tech-forward, conflict-free model now exists. It just hasn't found you yet.

The Wealth Sovereignty Review

A Wealth Sovereignty Review is a confidential working session where Andrew looks at the whole picture — your investment allocation, your insurance and annuity positioning, your estate exposure, and how your CPA and attorney are (or aren't) connected to any of it. He shows you how the pieces interact. Or in most cases, how they don't.

This is the conversation you've never been able to have with any single advisor. Because until now, no single advisor had the full picture.

Why Andrew

The Fiduciary Who Actually Coordinates

Dual-registered: RIA + TDI

Investments managed as your fiduciary. Life insurance, annuities, and risk wrappers (ILITs, PPLI) placed through Ash Brokerage and BackNine. Your CPA and attorney quarterbacked so the tax and legal pieces connect. One person, one roof.

Boutique speed, modern custody

Custodied at Altruist — modern technology, institutional-grade tools, zero retail conflicts. Your money under your name, managed by your fiduciary, at a fraction of the legacy cost.

$50M+ in luxury real estate transactions

At Sotheby's. He understands the psychology, the complexity, and the stakes at this level.

Worldbuilder mentality

Worldbuilding Institute finalist. He thinks about wealth structures across time — not just this quarter's allocation.

Common Questions

Straight answers

It means Andrew looks at your investment allocation, your insurance and annuity positioning, your tax exposure, and your estate plan together — not as separate silos. Most advisors manage one piece. Andrew coordinates all of them. The value is in how the pieces interact, not just how each one performs individually.

If your current wealth manager is doing everything you need — coordinating with your CPA, reviewing your insurance, managing tax efficiency across your entire portfolio, and quarterbacking your estate attorney — then you probably don't need to switch. If any of those pieces are siloed or missing, that's where wealth quietly disappears. A Sovereignty Review will tell you quickly where you stand.

For investment management (Care tier), Andrew works with clients with $500K+ in investable assets. For one-time engagements (Vision), there's no minimum. The Sovereignty Review is available to anyone who wants a comprehensive look at their financial picture.

Through Ash Brokerage and BackNine — two of the most sophisticated IMO networks in the country. ILITs for estate tax planning, PPLI for estate tax mitigation, income annuities for retirement income — these are tools built specifically for high-net-worth clients. Andrew brings them when they fit; not as a pitch, but as a structural solution to a specific problem.

Vision (one-time planning) is $2,500–$5,000. Care (ongoing management) starts at $1,000/month plus AUM fees (1% on first $1M, negotiable beyond). No hidden fees, no commission surprises. Andrew will give you a clear scope and price before you commit.

Schedule a Confidential Wealth Sovereignty Review

Thirty minutes. A confidential working session where we look at your investments, your insurance and annuity positioning, your estate exposure, and how your other advisors connect to it. If your current setup is strong, I'll tell you that.

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