Financial leadership, advisory & integration
Money isn't everything… but it's a huge part of how we share our values. We hope you make good deals — protecting the downside for those you love, balancing what you hold, and creating and reinvesting abundance. Together, we can create a world we love through a series of good deals.
The short film
Placeholder — the film lands here.
Understanding, protection, balance and flow, abundance
Since the beginning of recorded time, successful people have protected themselves from famine, found balance with others and with their future selves, and stored up abundance. How well they managed all three determined the success of families and societies.
Our team studies finance, economics, and history, and has built the partnerships to understand your needs, protect your outcomes, create balance and flow, and channel abundance. We have spent decades working with people, giving them the power to identify and make good deals in their personal and business lives.
"Know thyself" was carved at the entrance to the temple at Delphi — the ancients put self-knowledge before every other counsel, and good money advice has obeyed that order ever since: nothing fits until we know what you value, what you hold, and where you want it all to go.
Everything starts with a core understanding of your goals and what these mean to you. The first conversation places you against the three needs — which is covered, which is exposed, and which comes first.
We seek to understand, align, and then tailor the team and the services to your situation.
Insurance began on the water — merchants underwriting each other's ships as the first international economy took shape — and life insurance followed as funds built to care for widows and orphans. Both are older than the stock market, and the idea has not changed: pool the risk no one can carry alone.
Pure income replacement for a set window — ten to thirty years — at the lowest cost per dollar of coverage, sized to income, debts, and the years people depend on you. The fit for nearly everyone with dependents or a mortgage; less so once assets are built and no one relies on the paycheck.
Lifelong coverage with a cash value that builds inside the policy — for needs that never expire: estate liquidity, a lifelong dependent, equalizing an inheritance. A fit when the need is permanent and the budget is stable; not the place to start while term coverage is still unfunded.
Replaces a share of earned income when illness or injury interrupts work — individual own-occupation coverage layered over whatever a group plan provides. A fit for any household that runs on a paycheck, doubly for the self-employed; less so near retirement, when work income no longer carries the plan.
Funds extended care — home care, assisted living, nursing — through traditional or hybrid life-plus-care policies, so the cost lands on a policy instead of the family or the estate. Best priced in your fifties while healthy; when assets can comfortably self-insure, we say so.
Insurance that funds the agreements a business depends on: the company survives losing a critical person, and a partner's share is bought at an agreed price. For owners with partners or revenue that rides on one person; solo owners without that dependency spend the premium elsewhere.
The legal boundary, drafted by an attorney in our network or your own, and coordinated by us: who decides, who inherits, and who acts if you cannot. The base set fits everyone with assets or children; trusts earn their place for probate, blended families, or control across time — not as a default.
Retirement accounts and life insurance transfer by their named beneficiaries, not the will — so every account is checked against the estate plan. The cheapest fix in protection: worth doing annually and at every life change.
Who runs the company — with what authority and what money — when the owner steps back or cannot step in: documented succession backed by the funded agreements above. For owner-led firms where the business is the estate; a company designed to wind down cleanly needs less of it.
Double-entry bookkeeping was codified in Venice in 1494 and used by merchants for generations before — every transaction has an equal and opposite reaction, so the books cannot quietly lie. The balances show where things stand; the flows between them show how it is moving — and management is reading both, then acting.
Books closed by the 10th, reported in the shape the business earns.
Thirteen-week and annual forecasts, tested against actuals and reset as reality lands.
What each line of work earns after its true costs, so pricing and effort follow the numbers.
A written method tested on actuals, replacing quote-by-feel.
A monthly review that ends in decisions, with the handful of numbers that run the business.
The legal and tax shape of the business reviewed with your CPA — S corp, LLC, multi-entity — and the filings planned, not discovered.
A working model of the business — revenue, cost, and cash — used for decisions.
A capacity number that says when the next hire pays for itself, before the team feels the strain.
The package banks and investors expect, produced on schedule from the same close.
Net worth, household cash flow, and debt sequencing built with the same discipline as the company books.
The oldest abundance story we have is Joseph's: he read Pharaoh's dreams, stored through seven years of plenty, and carried a nation through seven of famine — the foresight of a leader turned into abundance and safety. Surplus itself is neutral: hoarded, it rots; spent, it vanishes; planted, it becomes the orchard that keeps paying. We love interpreting and implementing dreams.
Which investments in the business clear the bar, and whether debt or equity funds them.
The numbers, the story, and the diligence file ready before a buyer asks for them.
401(k), IRA, Roth conversions, and the owner-side plans — SEP and Solo 401(k) — sequenced by tax effect.
Allocation and rebalancing built from the plan, with the planning work done in the open.
Donor-advised funds and appreciated-stock gifting, timed with the tax years they serve.
Salary, distribution, and deferred compensation set against tax, lending, and retirement effects together.
Bringing the next generation into the plan, with the documents and the education to carry it.
Advanced Financial Solutions
We use finance and management, along with strong tools and technology, to create a better environment for decision making in growing companies, and to empower the teams that run them.
Depending on where a business starts, we work on the following to create durable value for the business, its owners, and its teams.
Proper and useful visibility into the activities of the business.
Architecture & engineeringUtilization, effective rate, and margin by project and studio — with principal time in the numbers.
Construction & tradesWIP schedules that tie to the books, so over- and under-billings stop surprising the quarter.
Food service & hospitalityPrime cost by location by week — food, beverage, and labor against theoretical.
E-commerce & consumer brandsContribution margin by SKU and channel — after ad spend, returns, and fulfillment.
Medical & dental practicesProduction, collections, and overhead per provider and per chair.
Professional services & agenciesRealized rate and margin by client and service line, with partner time included.
Manufacturing & distributionTrue unit costs with scrap and downtime in them, and margin by product line and customer.
Real estate & propertyProperty-level returns — NOI, cash-on-cash, debt coverage — rolled up across every entity.
Non-profits & foundationsRestricted and unrestricted funds tracked cleanly, and true program cost the board and the Form 990 agree on.
Owners & familiesA personal balance sheet with the company equity in it, and household cash flow that plans the year.
Feedback loops, management reporting, and responsiveness to the numbers.
Architecture & engineeringFees priced from the last project's actuals, and a capacity number that times the next hire.
Construction & tradesJob costing that feeds the next bid, and cash forecast through retainage and draw schedules.
Food service & hospitalityMenus repriced as input costs move, and labor scheduled to the forecast instead of habit.
E-commerce & consumer brandsInventory buys sized by the cash forecast, and customer-acquisition payback watched weekly.
Medical & dental practicesPayer mix and fee schedules reviewed on a calendar, and hiring triggered by capacity numbers.
Professional services & agenciesPricing tested on actuals, scope creep caught at the invoice, and hires timed by capacity.
Manufacturing & distributionPurchasing and production run from a rolling forecast, with inventory turns watched monthly.
Real estate & propertyReserves, refinancing windows, and rate exposure managed on a calendar.
Non-profits & foundationsA budget the board can read in ten minutes, and a written spending policy for reserves and endowment.
Owners & familiesDistributions, taxes, and debt sequenced on a calendar instead of discovered in April.
Identifying, funding, and investing in winning initiatives while reducing loss and risk, so good decisions compound at scale.
Architecture & engineeringKnowing which project types and clients earn best, and steering the pipeline toward them.
Construction & tradesWhich crews, trades, and job types earn their keep — and the bonding capacity for bigger work.
Food service & hospitalityUnit economics proven before the second location signs its lease.
E-commerce & consumer brandsCapital moved to the SKUs and channels that return it fastest.
Medical & dental practicesThe next operatory and the associate-to-partner path modeled before committing to either.
Professional services & agenciesRetainers and productized services that compound instead of resetting to zero each month.
Manufacturing & distributionCapital equipment cleared against a hurdle rate — the machine pays for itself on paper first.
Real estate & propertyThe next acquisition underwritten against the whole portfolio, with 1031 and cost-segregation timing planned early.
Non-profits & foundationsReserves and endowment governed by policy, so the mission outlasts any one grant cycle.
Owners & familiesSurplus planted by policy — retirement plans, portfolios, and giving timed by tax effect.
A business ready for the business cycle and for changes in ownership and management, and real wealth for owners and teams beyond the organization itself.
Architecture & engineeringOwnership transition planned early, so the firm outlives the founders' stamp.
Construction & tradesA reserve sized to the cycle, key people covered, and a company that outlives the owner's truck.
Food service & hospitalityA concept that runs on systems rather than the founder's presence — ready for the cycle, or a buyer.
E-commerce & consumer brandsA brand kept diligence-ready: clean data, documented operations, contracts that transfer.
Medical & dental practicesA practice valued and transition-ready — a DSO offer or an associate buy-in, on your terms.
Professional services & agenciesRevenue that does not walk out the door with one rainmaker — succession funded and documented.
Manufacturing & distributionKey people covered, roles cross-trained, and credit arranged before the cycle turns.
Real estate & propertyEntity structure and transfer plans that move buildings across generations without forcing a sale.
Non-profits & foundationsSuccession for the founding director, and continuity for the mission itself.
Owners & familiesDocuments, beneficiaries, and insurance that agree with each other — and a next generation taught, not just named.
Sectors we serve
Selected engagements
We are proud of solving complex problems that come down to finance and management but are unique to each client and partner. We get to learn alongside them, and our models and expertise become real in the process. The work we like most is the work bookkeepers, accountants, marketers, and management consultants cannot do, handled by a right-sized team.
Restaurant technology platform · Midwest
The company had its first offer above $10M on the table and the team was ready to sign. We built the model and the valuation case, and showed what the business was worth on the trajectory it was already on. The owners declined. A few years later the offers were an order of magnitude higher.
Design build firm · Austin, Texas
The owners were paying their designers more than they were paying themselves. We restructured how money moved through the entities and built the distribution and tax strategy around it. Tax bills alone now exceed what the owners used to take home, and one owner earns more outside the business than he ever did running it.
Law firm · South Texas
Leadership was aging and four junior candidates were ready, but the firm had never brought on more than one partner at a time. We worked with the senior and junior leaders together to build the compensation model, the transition terms, and the reporting to run both. Four partners were admitted, and the firm began hitting revenue targets rather than setting them.
Functional medicine clinic · San Antonio
Growth was capped by the founder's own bandwidth and by having no way to plan ahead. We built the plan, then structured a low-risk way to bring in a part-time COO against it. That COO stepped up to run the business day to day as chief executive.
International beauty company
Four revenue streams across six continents, with almost no forward-facing visibility and partnership tensions nobody could put numbers to. We consolidated reporting across every channel and region, then built the budget process on top of it. Performance is tracked monthly now, and budgets hold as retail and ecommerce grow.
Women's healthcare brand
Worldwide marketing metrics were airtight while margin, inventory, and cash were chaos. Several accounting firms had been paid well and none of them had fixed it. We rebuilt reporting by retail, ecommerce, and product line and put a cash forecast underneath. Performance is visible by channel and product, and cash is planned against growth and acquirer conversations.
Coverage
Our team and network work across a variety of metros and regions. Our clients are headquartered and operate from Texas to Thailand.
Our mission · start here
We vigorously build connections through strategic, industrious action to align opportunity and responsibility. That's Good Deals. And Good Deals work.
Share your values in a twenty-to-thirty-minute interview about what you are building and what it means to you. Or start with a number — an instant quote you can bring to the conversation.
Work with us
We take on analysts and controllers who want to run a finance function rather than close one, and we work alongside an extended network of CPAs, bookkeepers, and specialists brought in where an engagement needs them.