CFA Charterholder · Independent IAR · Austin, TX

You built it. Make it pay you what it should.

Most $1M–$15M owner-operated businesses run on stale numbers, tax decisions made in March, and no plan for the next 13 months. The business owns you instead of the other way around. We change that — with a 13-month rolling forecast, a year-round tax plan, and a monthly cadence that turns the business into a wealth engine.

Book a Foundation Review → Wealth Management →

The gap V-CFO fills.

Reactive tax planning.

A CPA prepares returns at year-end. Multi-year tax strategy across compensation, entity structure, and investments rarely gets built.

No exit-readiness.

Income and enterprise value are different things. Many businesses that go to market never sell, often because the financials aren't structured for due diligence.

No coordination.

CPA, investment advisor, and insurance broker each see one piece. No one is responsible for how those pieces interact.

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What's included.

13-month rolling cash forecast. Critical Four dashboard (revenue, gross profit, net profit, cash). Multi-year tax strategy. Written decisions log. A 90-minute CFO report call and a 30-minute mid-month tactical call each month. Async support between calls.

Pricing. Monthly retainer scoped during the Foundation Review. Most engagements run $3,500–$7,500/mo, depending on revenue, entity complexity, and project scope.

90-day money-back. If the work hasn't surfaced more value than you've paid by day 90, full refund.

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Why Good Deals.

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CFA-led

Investment analysis and portfolio management at the highest professional bar.

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Operator background

Financial leadership across dozens of companies and many industries.

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Registered fiduciary

Legally obligated to act in your interest. Investments custodied at Altruist; insurance placed through BackNine.

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90-day money-back

Every V-CFO engagement carries a 90-day refund.

Common Questions

Straight answers

Your CPA handles compliance and tax preparation. Andrew handles the strategy — how your compensation is structured, where your retirement plan money goes, how your investments are positioned, and whether your insurance coverage actually matches your real risk exposure. The two work together; they don't replace each other. In fact, Andrew coordinates with your CPA so neither side creates problems for the other.

Most of Andrew's work with business owners isn't about exit — it's about building a financial structure that works whether you sell or not. Maximizing your retirement plan. Optimizing your compensation. Protecting what you've built. Exit planning becomes relevant when you want it to become relevant. The foundation works either way.

Possibly. Solo 401(k)s, Cash Balance plans, and DB(k) plans can often provide larger tax deductions and faster accumulation than a 401(k) alone — especially for owners with high income. Andrew reviews your current plan and compares it against what's available. If there's a meaningful advantage, he'll show you exactly what it is.

Monthly retainer scoped during the Foundation Review. Most engagements run $3,500–$7,500/mo, depending on revenue, entity complexity, and project scope. Every engagement carries a 90-day money-back guarantee. The Foundation Review itself is free.

Yes. Andrew coordinates with your existing team rather than replacing them. He reviews your current insurance coverage, retirement plan structure, and investment positioning — and works with your CPA and attorney on tax and legal strategy. If your current advisors are already doing good work, he'll tell you that.

Book a Foundation Review.

A 60-minute working session. We review your last 12 months of financials beforehand and walk through what we see. You receive the worksheet whether or not we work together.

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